Draft. These pages must be reviewed by a lawyer before Foliopal launches. Text in [brackets] still needs to be filled in.
Last updated: October 1, 2026
Foliopal gives general information and education about investments. It is not investment, financial, tax or legal advice. Nothing on this site is a recommendation to buy, sell or hold any security or cryptocurrency.
Foliopal is not a broker-dealer, registered investment adviser or financial planner. It does not manage, move or trade your money. Decisions about your investments are yours.
Prices, company details and news come from outside providers, including Finnhub, and may be delayed, incomplete or wrong. Foliopal does not guarantee that this information is accurate, complete or current. News headlines are written by their publishers, not by Foliopal.
The example portfolio, its connected Fidelity account, its purchase prices and dates, and sample answers from the AI assistant are made up for illustration. Fund fees, what's inside each fund, and industry breakdowns are approximate and change over time. Figures such as profit, yearly return and fees are estimates and may differ from your actual results.
Answers from Foliopal's AI assistant are generated automatically from third-party data. They can be incomplete, out of date or wrong. Check anything important, and talk to a licensed professional before making financial decisions.
All investments can lose value, including the money you put in. Past performance does not guarantee future results.
Cryptocurrencies are very volatile, are generally not covered by FDIC or SIPC protection, and can lose most or all of their value quickly.
Last updated: October 1, 2026
You must be at least 18 and live in the United States. You agree to give accurate information when you join the waitlist.
Foliopal shows and explains investments you enter. This website is an early version: some features, including account connections, are shown as examples ahead of launch. When account connections launch, they will be read-only: Foliopal will not be able to place trades or move money.
Foliopal provides information and education only, as described in the Important disclosures, which are part of these terms. You are solely responsible for your financial decisions.
When available, accounts will be connected through third-party providers such as Plaid. By connecting, you will authorize read-only access and agree to the provider's terms. You will be able to disconnect at any time.
Do not misuse Foliopal, break the law with it, copy or resell it, scrape it, or reverse-engineer it.
Paid plans, if offered, will show the price, billing period and renewal terms before you buy. You will be able to cancel at any time. [Refund policy to be set by counsel.]
Foliopal owns the site, its design and its content. You own your data.
Foliopal is provided "as is" and "as available," without warranties of any kind, to the fullest extent the law allows.
To the fullest extent the law allows, Foliopal is not liable for investment losses or for decisions you make using the site, and its total liability is limited. [Amount and wording to be set by counsel.]
These terms are governed by the laws of [state, to be set by counsel]. [Dispute-resolution terms, including any arbitration, to be set by counsel.]
We will post important changes to these terms on this page before they take effect. Continuing to use Foliopal after that means you accept them.
Questions: [your support email].
Last updated: October 1, 2026
We never sell your personal information, and we never let advertisers target you based on your money.
Only what you choose to send us when you join a waitlist: your email address, how you invest today if you answer, and, for the AI assistant list, which sample question you clicked. That's it.
The investments you add on My Portfolio, including shares, prices paid and dates, are saved only in your own web browser on your device. They are not sent to us. Clearing your browser's data or clicking "Clear all" removes them.
Netlify hosts this website and stores waitlist signups for us. To show prices, company details and news, your browser asks Finnhub directly, sending only ticker symbols (like AAPL), never how many shares you own or what you paid. Company logos and news pictures load from the sites that publish them, and news links open the publisher's own website, which has its own privacy policy.
Your brokerage or bank passwords, or your Social Security number. Foliopal doesn't have logins yet, and the connected account shown on the site is an example.
We don't use advertising cookies or analytics trackers on this site. [Confirm before launch, and update this section if analytics are added.]
Accounts, connected brokerages and the AI assistant will involve new kinds of information. We will update this policy, and tell waitlist members, before collecting anything new.
To be removed from a waitlist or to ask what we hold about you, email [your privacy email]. Depending on where you live, such as California, you may have additional rights.
Foliopal is not for anyone under 18.
We will post important changes on this page. Questions: [your privacy email].